![]() ![]() The interest rate is a measure of how much it'll cost you to lend on your credit card. ![]() So the healthier your credit score is, the better, as it is likely to determine whether you obtain a credit card or not after your application. Lenders are looking for evidence that you are reliable and conscientious in handling your finances, as they will consider it carefully when deciding whether you are a suitable applicant for a credit card. Things that can impact on this can be how much credit you have borrowed and how timely you are with repayments. With each loan you apply for, you effect your credit score as when you apply for a credit card, the lender will review your credit report to see whether you pose as a high or low risk to them. But here are a few helpful tips to point you in the direction of getting the best deal and also the right card to suit your needs:Ĭhecking out your credit score is important when applying for a credit card. With a wealth of credit cards available, it's hard to know which deal to go for - and which will cater for your needs best. ![]()
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December 2022
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